Realize Your Dream of Home Ownership
Welcome to Pacific Capital Mortgage, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.
Find Loan Products We Offer
Whether you’re buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
Get Pre qualified Now
We’re committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
Our Secure Application takes about 12 minutes to complete, and is required for a “Pre-Approval.” You will be contacted once your application is submitted. Submit your Application
Welcome to Pacific Capital Mortgage.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
Today’s technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.